Josh Huisman
Investment Adviser
Email:
Financial Advice Provider (Full Licence)
Registered Financial Service Provider in New Zealand
FSP Number: FSP1009201
A Bit About Me
Born and raised in New Zealand, I have always had a deep appreciation for sound financial decision-making and the power of strategic investments. With a background in tertiary teaching and data analytics, I bring a research-driven and analytical approach to investment advising.
Currently completing my PhD in Behavioural Economics, I combine academic expertise with real-world financial experience. As a licensed financial adviser in New Zealand, I have spent years helping individuals and families navigate the complexities of investment and financial planning.
I take pride in serving Kiwis, offering tailored strategies that align with their unique financial goals. Whether you’re building wealth, planning for retirement, or seeking expert guidance on investment opportunities, I am here to help you make informed, confident decisions for a secure financial future.
I don't take any commission on any of the investments that I recommend, so you can be rest assured that my advice is free from any bias and based solely on what I think will meet your financial needs best.
If you're ready to have a quick free 30 minute chat about how I can help you with your investment goals, feel free to book one in below.
30 min
Our Investment Advice Process
Our process starts by getting to know you. We’ll chat about your current financial situation, your goals for the future, how much risk you’re comfortable with, your investment timeframe, and whether ethical or green investing is important to you.
Once we understand your needs, we’ll do a full analysis and create a personalised investment plan just for you. This comes in the form of a written report called a Statement of Advice—but don’t worry, we make sure it’s easy to follow and jargon-free.
We’ll then meet again to walk you through the recommendations, answer any questions, and make sure you’re comfortable and confident before taking the next steps. If everything feels right, we’ll guide you through how to get started.
And once your plan is in place, you’re always welcome to check in with us—whether you want to review your goals, make adjustments, or simply see how things are tracking.
Our aim is to make investing straightforward, stress-free, and tailored to you. No prior investment experience needed!
Public Disclosure
All the nitty gritty details you need to know about
This information is provided in accordance with Regulation 229C of the Financial Markets Conduct Regulations to help you understand the services we offer and decide if Eversure Wealth is the right fit for your financial needs.
1. Licensing Information
Joshua Huisman, operating as Eversure Wealth, is a Financial Advice Provider (FAP) holding a Full Licence issued by the Financial Markets Authority (FMA) to provide financial advice services.
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FSP Number: FSP1009201
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Registration: Registered Financial Service Provider in New Zealand.
2. Nature and Scope of Advice
We provide specialized, independent financial advice in the following areas:
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Investment Planning: Strategy and portfolio design for New Zealand investors.
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Retirement Planning: Guidance on wealth accumulation and retirement goals.
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Mutual Funds: Selection and advice regarding managed funds.
Independence: We do not work for, nor are we incentivized by, any banks, insurers, or fund managers. We provide advice based solely on what is best for the client.
Limitations: We do not provide advice on direct equity (individual stocks), mortgages, insurance, or estate planning (wills/trusts).
3. Fees and Expenses
Eversure Wealth operates on a transparent flat-fee model.
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Flat Service Fees: The fees listed on our "Book Services" page are all-inclusive for the scope of work described.
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No Hidden Charges: We do not charge separate consultation fees, implementation fees, or cancellation fees beyond the agreed flat fee.
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Fixed Costs: All costs are agreed upon before work begins, ensuring no hourly surprises.
4. Conflicts of Interest and Incentives
To protect the integrity of our advice and meet our duty to prioritize client interests:
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No Commissions: We do not receive commissions, "kickbacks," or referral fees from any fund managers or third-party providers.
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No Non-Monetary Benefits: We do not accept sales incentives, gifts, or hospitality from product providers.
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Removal of Bias: Because our only source of income is the flat fee paid by you, our advice is never influenced by which financial products you choose to use.
5. Complaints and Dispute Resolution
If you are unhappy with our service, please contact me directly at josh@eversurewealth.com.
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We will acknowledge your complaint within 2 working days.
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We aim to resolve all issues internally within 20 working days.
External Resolution: If we cannot resolve your complaint internally, you can contact our independent dispute resolution scheme. This service is free of charge to you:
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Scheme: Fair Way Financial Dispute Resolution Service (FDRS)
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Website: www.fdrs.org.nz
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Contact: 0508 337 337 | enquiries@fdrs.org.nz
6. Our Duties and Qualifications
Under the Financial Markets Conduct Act 2013, we are legally bound to:
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Give priority to your interests above our own.
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Exercise care, diligence, and skill in all advice provided.
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Meet standards of ethical behavior, conduct, and client care.
Competence & Expertise: To ensure the highest standards of knowledge and skill, I hold the following qualifications:
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NZ Certificate in Financial Services: Investments (Level 5).
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Bachelor of Commerce and Management.
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PhD Candidate in Economics (University of Queensland; Submitted March 2026, oral exam scheduled for June 2026).